Benefits Overview
Black Hills Works offers an exceptional total rewards package designed to support your health, financial stability, personal wellbeing, and career growth – all while you make a meaningful impact in the lives of people with disabilities. From generous paid leave to affordable insurance and wellness benefits, employees enjoy one of the strongest benefit plans in the region.
Robust Paid Time Off & Leave Benefits
We believe in work-life balance and supports employees through:
- Generous paid leave that increases with tenure
- Extended leave options for qualifying situations, including Family Medical Leave
Additional Leave Benefits
- Bereavement leave: Up to week of leave for loss of an immediate family member
- Holiday premium: when required to work a designated holiday.
Comprehensive Health Insurance Options
We provide multiple affordable medical plans through Wellmark Blue Cross Blue Shield, ensuring employees can choose a plan that fits both their needs and budget.
High Deductible Health Plan (HDHP)
- $6,350 individual / $12,700 family deductible
- Lower premiums, Health Savings Account with company match
- 100% discounted Rx until deductible met
$3,000 PPO Copay Plan
- $3,000 / $6,000 deductible
- $25 primary care / $50 specialist copays
- Rx copays: $15 / $35 / $75
$1,500 PPO Premium Plan
- $1,500 / $3,000 deductible
- Rx copays: $15 / $35 / $75
Tobacco-Free Incentives
Employees and dependents who are tobacco-free (or quit for 6+ months) qualify for reduced premiums.
Health Savings Account (HSA) – Generous Employer Match
Employees enrolled in the HDHP receive dollar-for-dollar matching contributions from Black Hills Works.
Annual Employer Match:
- $1,000 – Employee Only
- $1,500 – Employee + 1
- $2,000 – Family
HSAs provide a triple tax advantage, roll over year-to-year, and are fully employee-owned—even if you leave.
Flexible Spending Accounts (FSAs)
FSAs help you save pre-tax dollars for planned expenses.
Options include:
- Health Care FSA – Up to $3,400 annually
- Limited-Purpose FSA (for HSA users) – Dental & vision only
- Dependent Care FSA – Up to $7,500 annually
Affordable Dental Coverage with Strong Benefits
Dental coverage through Delta Dental includes extensive preventive care and predictable costs.
Highlights
- 100% preventive care for cleanings and exams
- Orthodontia benefits with lifetime max
- “Health Through Oral Wellness®” enhanced preventive program
Vision Benefits Through VSP Vision Care
VSP coverage ensures high-quality eye care at affordable rates.
Plan Features:
- $10 eye exam copay
- $200 frame allowance + savings
- Full coverage for single, bifocal, trifocal lenses
- Contacts in lieu of glasses
Life & Disability Insurance
Black Hills Works provides meaningful employer-paid financial protection through New York Life, plus optional add-on coverage.
Employer Paid Life Insurance
- $20,000 life insurance policy for employees at no cost
- $2,000 spouse & $1,000 child coverage at no cost
Voluntary Life
Employees may purchase additional coverage for themselves, spouses, and children at group rates.
Long-Term Disability
- 60% wage replacement
- Employer pays 75% of the premium
Retirement & Financial Benefits
Black Hills Works invests in your future with a strong retirement program.
401(k) with Employer Match
- Immediate eligibility
- 5% employer match
- Full vesting after one year of employment
- Must be age 21+
- Free professional financial consultation on your retirement selections
Additional Financial Benefits
- Direct deposit for all employees
- Pay-on-Demand
- AT&T wireless discounts
- Sam’s Club membership discounts
- Discounted AMC movie tickets
Wellbeing & Employee Support Programs
We prioritize your mental and emotional wellbeing.
- Tava Health: Up to 12 free counseling sessions for employees and their dependents
- Access to our fitness center
- Healthy meal purchase options through our Central Kitchen
Career Growth & Recognition
We support your long-term success.
- Tuition reimbursement after one year of full-time employment.
- Robust employee referral bonuses through our Refer-and-Earn program
- Supportive HR resources and transparent benefit guidance